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R.Palani

Cheif Life Insurance Advisor

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R. Palani is a Chief Life Insurance Advisor based in Chennai, with over 38 years of dedicated experience in the insurance industry. Throughout his remarkable career, he has guided thousands of individuals and families toward financial security and peace of mind.

With a strong portfolio of 2,670+ happy clients, Mr. Palani is known for his personalized approach, expert guidance, and commitment to long-term client relationships. His extensive expertise covers a wide range of insurance services including:

  • LIC (Life Insurance Corporation of India)
  • New India Assurance
  • Oriental Insurance
  • Care Health Insurance
  • Star Health Insurance
  • TATA AIG Insurance

Mr. Palani’s mission is to help people make informed decisions about their financial future through trusted advice and reliable insurance solutions. His integrity, experience, and customer-first philosophy have made him one of Chennai’s most respected insurance advisors.

Our Services :

Life Insurance Corporation
New India Assurance
Oriental Insurance
Care Heath Insurance
Star Health Insurance
TATA AIG Insurance

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FAQ's

LIC is India’s most trusted insurance company with decades of experience. It offers financial security, guaranteed returns, and life-long reliability.

It depends on your income, financial goals, and family’s future needs. As a thumb rule, your cover should be at least 10–15 times your annual income.

Yes, you can hold multiple LIC policies based on your financial goals like child education, retirement, and protection plans.

The minimum entry age is 18 years, and it varies depending on the type of plan.

You will need identity proof (Aadhar, PAN, Passport, Bank Passbook etc.), address proof, age proof, and passport-size photographs. For some policies, income proof may also be required.

LIC has one of the highest claim settlement ratios in the industry, consistently above 95%, which shows its reliability.

Yes, LIC offers multiple premium payment options — online through net banking, UPI, credit/debit card, LIC portal, or offline at LIC branches.

An LIC agent provides personal guidance to choose the right policy, ensures hassle-free documentation, reminds you of due premiums, and assists in claim settlement.

Client Testimonials

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Very professional and friendly. Addressed all my doubts and helped to choose the best policy according to the requirement



Ashwin Thachat

I know Lakshmanan sir for 10+ years. He is a well-knowleged and kind person. He is one of the best LIC advisor.




Lakshmi G

I know him for more than 15 years and I had a great experience with Mr.lakshmanan who went above and beyond to ensure I understood my policy and I appreciate the willingness to answer all my questions and address my concerns.

Karpagam Aruna...

He is Very kind and good person...






Shah alam
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